The Medicare or Social Security Scam Call

The scam: You get a phone call saying your Medicare benefits are being cut, or your Social Security number has been “suspended.”
The truth: Medicare and Social Security never call you out of the blue.
What to do: Hang up. Don’t press any buttons. Never give personal information. Report it at reportfraud.ftc.gov.

The “You Owe the IRS” Threat

The scam: A robocall claims you owe back taxes and states that police are on the way unless you pay immediately.
The truth: The IRS doesn’t call people with threats. They send letters.
What to do: Don’t panic. Hang up. Then, if you’re concerned, contact the IRS directly.

Phony Contractor or Handyman

The scam: A nice-sounding person knocks on your door. They say they’re working in the neighborhood and can fix your roof, driveway, or heater for cheap—cash only.
The truth: Reputable contractors don’t operate like this.
What to do: Ask for ID, licensing, and referrals. Get a written contract. Don’t pay cash upfront. And always check online reviews.

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In 2024, older Americans (age 60 and up) reported nearly $4.9 billion in losses to scams and fraud!